Popular among first-time buyers
Federal Housing Administration (FHA) loans are provided by qualified lenders but are backed by the Federal Housing Authority, allowing for more flexible lending standards. FHA loans often give first-time homebuyers the option of making a lower down payment than they would need to make if using a traditional, non-FHA insured mortgage. They are great for buyers with limited cash for a downpayment or closing costs, and they provide flexible loan qualifications.
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