Top Quality in Secondary Article

Top Quality in SecondaryWe understand that one mortgage solution doesn’t fit every client. We are proud to offer a wide variety of loan products, competitive interest rates and out-of-the-box underwriting to our clients and partners. Our team ...

Careers Page

When you join our team, take pride in knowing that your work positively impacts others. We offer a space where self-starters, problem solvers and entrepreneurial spirits excel.

Contact Us Page

Ready to get started? Complete the contact form below to receive a follow-up from a local loan officer.

First-Time Home Buyer Page

We've compiled these helpful tools and resources to get you started on the mortgage process.

Home Buying Process Page

Buying your first home can be overwhelming. But when you have the right resources professionals by your side, buying a home is a milestone to celebrate rather than a hassle. Follow this guide to get started on the path to homeownership:

Purchase A New Home Page

As your local mortgage professionals, we're here to provide you with a simple, stress-free mortgage experience. Whether you're buying your very first home, purchasing a second home, or adding to your investment portfolio, allow us to show you...

Home Refinancing Page

Refinancing can help you achieve many of life's goals. Whether you are refinancing to lower your monthly payments, pay your loan off faster, or put your home's equity to good use, let us help you accomplish your dreams.

Digital Use Practices Page

TowneBank is committed to protecting the privacy of its members. Our members’ security is our priority, and we take every measure to safeguard your information.

Privacy & Security Page

TowneBank Mortgage, a division of TowneBank, values you as a member and recognizes the importance of protecting your financial information. We are committed to protecting the privacy, confidentiality and security of your financial information.

Construction Loans Page

With a wide variety of construction and renovation products, our goal is to help streamline the building process, leaving you comfortable and confident throughout your entire journey.

Loan Types Page

Let's start together

Innovation Through Marketing Article

Innovation Through MarketingYou can expect the support of our top-tier, in-house Marketing team to help you boost your business, strengthen and develop relationships and nurture past, pending and future clients. Our team takes your vision and goals a...

Delayed Financing Article

Wondering how you can make a competitive offer in today's seller market? Delayed Financing has become increasingly more popular among buyers and is a great tool for those who have the resources to take advantage of it.What is Delayed Financing? ...

CASH HOME PURCHASE? Get money back through Delayed Financing! Article

Did you recently purchase a home with CASH? Here’s how you can put some money back into your pocket! Delayed financing allows you to quickly access equity in your home and receive a large portion of your cash back. Here’s how it work...

Contact Contact Us

About Towne First Mortgage About Us

Inspired by our hometown roots, we’re committed to providing our borrowers with a personalized mortgage experience. From pre-qualification to the closing table, our loan officers are dedicated to ensuring that you’re comfortable and confi...

Privacy Policy About Us

OUR COMMITMENT TO YOUTowneBank Mortgage, a division of TowneBank, values you as a member and recognizes the importance of protecting your financial information. We are committed to protecting the privacy, confidentiality and security of your financia...

Conventional Loan Product

Up to 97% financing of your loanStable rate and principle paymentsEasy-to-understand loan termsCompetitive interest rates15 or 30 year terms

VA Loan Loan Product

Available to active and retired militaryUp to 100% financing availableNo private mortgage insuranceReasonable credit qualificationsNo early payoff penalties

USDA Loan Product

Up to 100% financing availableFor moderate-income familiesFlexible credit guidelinesSeller can pay borrower closing costs