Nate Smith, a seasoned mortgage loan officer with over 25 years of experience, brings a wealth of knowledge and a relatable approach to the Richmond area. His passion for helping clients achieve homeownership extends beyond the transaction, fostering long-lasting relationships built on clear communication and trust.
 
Nate's expertise caters to a wide range of borrowers, from first-time homebuyers navigating the process for the first time to experienced investors seeking financing for their next venture. He takes pride in educating his clients, ensuring they understand every step involved in securing a mortgage. Many clients remark on how Nate's clear explanations have provided valuable insights they hadn't received before. His dedication extends beyond individual clients, reflecting Towne First Mortgage's commitment to treating every borrower like family, prioritizing their needs and ensuring a smooth and positive experience.
 
When not guiding clients towards their dream homes, Nate enjoys catching waves while surfing, a passion he's held since his childhood spent by the beach. He also cherishes time spent fishing and camping with his family, traditions that continue to bring them joy year after year.
Hardworking, funny, and honest are just a few words that describe Nate. The best compliment for him is when satisfied clients recommend Towne First Mortgage to their loved ones, a testament to the positive experience he strives to create for everyone he works with.
Contact Nate today to discuss your homeownership goals and learn how his expertise and relatable approach can help you achieve them.