The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.

With nearly six years of lending experience, Derek Stowers is committed to helping borrowers feel confident and supported throughout the home financing process. Born and raised in North Carolina, he has a strong passion for serving his community and takes pride in helping local families achieve homeownership.

As a VA Specialist, he is well‑versed in VA home loan benefits and enjoys helping service members and veterans access the resources they deserve. He is also experienced with Jumbo financing, FHA, USDA, and down‑payment‑assistance programs such as NC Housing. Over the years, he has guided hundreds of buyers who didn’t have the cash for a traditional down payment, offering solutions that made homeownership attainable.

Outside of work, he enjoys golfing, disc golf, fishing, and spending time with his dog.
Whether you’re purchasing your first home, exploring VA or NC Housing options, or simply seeking trustworthy mortgage guidance, Derek Stowers is here to help.