About Abby Gaines
Providing inclusive mortgage guidance for every family with the heart and perspective of an autism advocate.
“As the mother of an Autistic, Teenage Son, I know that ‘home’ is more than just an address. It is a sanctuary of safety and stability. I am proud to be extensively active in the Autism, Disability and Non-Profit Communities as an Autism acceptance advocate and ally. I have served on Non-Profit Boards and Committees, as well as continuing to consistently volunteer within my local community. This commitment reflects my life’s work both at home and in the office. This means I don’t just process your paperwork; I understand the unique financial hurdles, the need for sensory-friendly environments and the long-term planning required for families like ours. I’m here to ensure the mortgage process is as inclusive and accessible as the home you’re building.”
The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.As a lender with almost a decade of experience, Abby Gaines is experienced in providing tailor made service for each client, making sure to be flexible and available every step of the way, day or night, to focus on the client’s specific financial needs. She also knows that consistent, suitable customer service takes effort and passion.
With extensive roots in the military and disability communities, Abby understands the careful balancing act it takes to handle day to day life and strives to eliminate the inevitable stress that may arise during the home mortgage process. She is committed to helping all families and giving them the respect and attention they deserve.
Abby is passionate about helping and educating the community through her mortgage and Non-Profit work.
Client Tools
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Calculate Your Monthly Payment
Our calculator tool helps your better understand your budget and home eligibility by giving you an estimated monthly payment based on purchase price, current loan rates, and loan terms.
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- *Estimated, not including taxes and insurance.
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Our professionals are ready to assist you with a personalized estimate, tailored to your specific wants, needs and situation when you're ready. Let us help you finance with confidence.
* The figures shown are estimates and are subject to change based on a more thorough review of your needs, choices, and credit history. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. For an even more accurate quote, contact a loan officer.
The default interest rate is the Freddie Mac Weekly National Average for a 30-year conventional mortgage as of 02/12/2026. Read More
Actual figures will vary based upon market conditions and a more thorough review of your needs, loan choices and credit history. Please note that the interest rate is different from the Annual Percentage Rate (APR), which includes other expenses such as mortgage insurance, and the origination fee and or point(s), which were paid when the mortgage was first originated. The APR is normally higher than the simple interest rate. The payments shown do not include other expenses you will incur as a homeowner; such as taxes and insurance. This is an estimate. For a more accurate quote, speak with a loan officer. This calculator is a tool and is not intended as an advertisement.
Contact Abby Gaines
Whether you're in need of a mortgage or simply looking for advice, I'm happy to help. Let's connect!
Phone
757-348-1079Areas Abby Serves
I’m available for all your mortgage needs in the following states: